:root{--ink:#14213d;--blue:#1b4f9c;--sky:#eaf2fc;--line:#d8e2f0;--accent:#f2a900;--bg:#fff}
*{box-sizing:border-box}body{margin:0;font:17px/1.6 -apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--blue)}img{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;flex-wrap:wrap}
.brand{font-weight:800;font-size:20px;letter-spacing:.2px;color:var(--ink);text-decoration:none}
.brand span{color:var(--blue)}
nav a{margin-left:18px;text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
.btn{display:inline-block;background:var(--accent);color:#1a1200;font-weight:800;padding:13px 22px;border-radius:10px;text-decoration:none;border:0;font-size:17px}
.btn.alt{background:var(--blue);color:#fff}
.hero{background:linear-gradient(135deg,#0f2a57,#1b4f9c);color:#fff;padding:70px 0}
.hero h1{font-size:40px;line-height:1.15;margin:0 0 14px}.hero p{font-size:19px;max-width:640px;margin:0 0 26px;color:#e4edfb}
section{padding:54px 0}section.alt{background:var(--sky)}
h2{font-size:30px;margin:0 0 10px}h3{margin:0 0 6px;font-size:20px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.steps{counter-reset:s}.steps .card{position:relative;padding-top:50px}
.steps .card::before{counter-increment:s;content:counter(s);position:absolute;top:14px;left:20px;width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:grid;place-items:center}
ul.cols{columns:2 200px;padding-left:20px;margin:14px 0}
details{border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0;background:#fff}summary{font-weight:700;cursor:pointer}
.cta{background:var(--ink);color:#fff;text-align:center;padding:50px 0}.cta h2{color:#fff}
footer{padding:30px 0;font-size:14px;color:#51607a;border-top:1px solid var(--line)}
.callbar{display:none}
@media(max-width:640px){.hero h1{font-size:30px}nav{display:none}
.callbar{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--accent);text-align:center;padding:14px;font-weight:800;z-index:9}.callbar a{color:#1a1200;text-decoration:none;font-size:18px}body{padding-bottom:56px}}